About Us

Who We Are

SBCERA is an independent, award winning multiple employer defined benefit plan. SBCERA administers service retirement, disability retirement and death benefits on behalf of nearly 42,000 members and beneficiaries, serves 18 employers throughout California and invests more than $10 billion in assets.

Mission Statement

It is the mission of the San Bernardino County Employees’ Retirement Association (SBCERA) to provide the members and their beneficiaries with those retirement and related benefits and services which they have earned and which are commensurate with their years of service and compensation.

It is the responsibility of those charged with administration of SBCERA to:

  • Effectively collect contributions to fund liabilities incurred;
  • Diversify the investments of the system so as to minimize the risk of loss and to maximize the rate of return;
  • Administer the benefits impartially, fairly and in accordance with the applicable law;
  • Deliver service to the membership in an accurate, courteous, prompt, professional and cost-efficient manner;
  • Appropriately set employer and member contributions in accordance with responsible funding practices; and
  • Strategically plan for the future.

SBCERA History

SBCERA was established on January 1, 1945 under the California County Employees Retirement Law of 1937 (CERL) following a vote by the people of the County on May 16, 1944. For more than 74 years, SBCERA has been providing the promised benefits to its members and beneficiaries while ensuring the plan remains solid and secure.

A Defined Benefit (DB) Plan

There are two types of employer-sponsored retirement plans – Defined Benefit (DB) and Defined Contribution (DC). SBCERA administers a defined benefit plan. In a DB plan, the members are promised a lifetime retirement benefit based on their years of service, age at retirement, final average compensation and benefit formula. Generally, as one of these factors increases, so does the lifetime benefit amount. However, in a DC plan, such as a 401(k) or 457(b), the member’s benefit is dependent on the amount of money they have accumulated in their account from contributions and investment earnings. When the account balance falls to $0.00, their benefits end.

Sometimes called “the foundation for a secure retirement,” a DB plan is intended to serve as a stable, reliable source of income from which our members can build a safe and secure retirement.

Our Membership

SBCERA’s membership includes active, deferred, and retired members and beneficiaries. SBCERA administers benefits for two membership classifications, Safety and General, and two tiers, Tier 1 and Tier 2.

All active members and participating employers contribute to SBCERA. These contributions are held in trust by SBCERA and are invested for the long-term.

SBCERA Leadership & Staff

The Board of Retirement is responsible for overseeing the operation and administration of SBCERA. There are currently nine members and three alternate members on the Board. The day-to-day administrative operations are handled by SBCERA’s Chief Executive Officer (CEO). In addition, our executive management team oversees the key areas of the organization including: Administration, Fiscal Services, Information Services, Investments, Legal Services and Member Services.

At SBCERA, our motto is “Members first, service second to none.” Our staff is committed to delivering service to our members in an accurate, courteous, prompt, professional and cost-effective manner. In addition, we are dedicated to administering the benefits impartially, fairly and in accordance with all applicable laws.

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