SBCERA members do not participate in Social Security. In other words, your earnings from your SBCERA-covered employment are not covered under Social Security.
Most SBCERA members do participate in Medicare. Medicare is our country’s health insurance program for people age 65 or older. SBCERA will generally notify you to apply for Medicare before you reach age 65. You should apply even if you do not intend to retire yet.
For coverage information about Social Security Retirement Benefits or Medicare, SBCERA recommends you contact your employer’s Human Resources/Benefits Department or visit www.SSA.gov. You can apply for Social Security and Medicare benefits on the Social Security website.
For specific information on the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), please visit:
Social Security Information for Government Employees