San Bernardino County Employees' Retirement Association

Social Security

Windfall Elimination Provision

Social Security Eligibility
If you have 40 quarters of employment with Social Security, you may be able to collect Social Security benefits at age 65 or older. You must contact the Social Security Administration for your personal benefit review. In most cases, when an employee's last employer did not participate in Social Security, these benefits may be reduced by the Windfall Elimination Provision (WEP). To learn how the WEP will impact you, visit the Social Security website at http://www.ssa.gov/pubs/10045.html to read an electronic fact sheet about the details of this provision. The website also offers a calculator to help you compute your possible reduction in dollars and cents.

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