Government Pension Offset

Social Security Eligibility
If you have 40 quarters of employment with Social Security, you may be able to collect Social Security benefits at age 65 or older. You must contact the Social Security Administration for your personal benefit review. In most cases, when an employee's last employer did not participate in Social Security, these benefits may be reduced by the Windfall Elimination Provision or the Government Pension Offset (GPO). The GPO only impacts your ability to collect Social Security benefits on your spouse's record. To learn how the GPO may impact you, visit the Social Security website at www.SSA.gov to read an electronic fact sheet about the details of this provision.