* Members compute their final monthly earnable compensation by taking their highest 12 consecutive months of earnable compensation and dividing by 12. Earnable compensation is your base pay, plus any other payable items (per your MOU or employment agreement) such as uniform allowance, shift differential, etc. This does not include overtime hours.

Service Under Different Retirement Formulas: Please use the Split Plan Calculator if you have both General and Safety member service credit. The General and Safety plans use different benefit formulas and the calculator above does not calculate the benefit estimates using split plan service credit.

Important Notice - This retirement calculator does not produce an official SBCERA estimate and SBCERA is not bound by the results.

The estimate shows your projected service retirement benefit based on the information you entered and is for the Unmodified Benefit only. Your actual benefit is based on your date of retirement, final earnable compensation, verified service credit, and other factors that may differ from the factors used to calculate this estimate. Your benefit may also be subject to cost-of-living adjustments (COLAs), legislative and judicial legal actions, and your reciprocal rights, if any, from other pension systems. The calculator does not provide estimates of disability retirement benefits.

Reciprocal service credit counts towards determining when a member has accrued the minimum amount of service credit to qualify for retirement. Previous county service purchased (e.g. extra help, part time or previous membership) also counts towards the minimum service requirement.

Please contact an SBCERA Retirement Specialist if you have any questions or to request an official benefit estimate: Contact